Introduction

The aim of the programme is to equip graduates with competences/skills required to efficiently operate in the Banking and Finance Industry, using computer assisted technologies.

Objectives

1. Teach students to critically appraise the relevance and practicality of Banking and Finance theories and concepts.
2. Equip students with computer assisted techniques to efficiently operate in the Banking and Finance industry.
3. Equip students with professional and ethical considerations required by the industry
4. Train students to acquire significant skills in problem solving, entrepreneurship and research in Banking and Finance cognate areas.
5. Prepare students to take up postgraduate education in Banking and Finance, Financial Economics, Accounting, Actuarial Science, and other business-related programmes.

Entry Requirements

• SSSCE/WASSSCE Holders

A candidate who wishes to apply for admission to BSc Banking and Finance must have at least CREDIT PASSES in three (3) Core Subjects (i.e. English Language, Mathematics, and Integrated Science or Social Studies), plus at least CERDIT PASSES in three SSSCE/WASSSCE Elective Subjects.

• GBCE Holders

Applicants should have at least six (6) credits, including English Language and Business Mathematics.

• ABCE Holders

Applicants should have at least three (3) passes in ABCE, plus passes in English Language, Business Mathematics and any two (2) Subjects in GBCE exams.

• Professional Certificate Holders

Applicants holding Part I of ACCA, or ICA, or Institute of Chartered Secretaries and Administrators (ICSA), or Chartered Institute of Bankers (CIB), or Chartered Institute of Management Accountants (CIMA) will be admitted to level 200. Applicants with Part II of any of the above professional qualification will be admitted to level 300.

• Diploma Holders

DBS holders with at least three (3) passes will be admitted to level 100. Candidates holding DCA and equivalent qualifications with CGPA of 2.5 or better will be admitted to level 200. Applicants with DipBTF will be admitted to level 200.

• HND and Higher Diploma Holders

Applicants with HND or Higher Diploma in business related fields will be admitted to level 300.

• Mature Applicants

Candidate applying as mature applicants must be at least 25 years, must show documentary evidence of relevant industry experience, and must pass the University’s entrance examination.

• Foreign Students:

Foreign students or non-Ghanaian applicants will be admitted to the BSc Banking and Finance programme if they possess same qualifications or qualifications equivalent to those aforementioned. Those from non-English speaking countries will be required to show evidence of proficiency in English. The equivalence in the qualification shall be determined on case-by-case basis with the assistance of the relevant public agencies such as the GTEC.

Employment Opportunities

The BSc Banking and Finance programme at Kumasi Technical University is a flagship because it is perhaps the first of its kind in the country (in terms of the content) that integrates banking and finance curricula with solid computing and applications of relevant banking software. As a result, graduates of the programme have very good career prospects. Some of the areas in which students are likely to be employed include middle and senior positions in:

• Banks of all kind such as commercial, investment, development and rural banks.
• Insurance companies
• Microfinance institutions
• Credit unions and savings and loans companies
• Forex Bureaus
• Brokerage firms
• Fund managers
• Financial markets
• Real estate companies
• Treasury departments
• Investment and research firms
• Self-employment as investment analysts, security traders and arbitragers, etc.

Semester-by-Semester Structure/ Schedule of Courses

YEAR ONE: SEMESTER ONE

COURSE TITLE

COURSE CODE

CREDIT POINTS

T

P

C

Principles of Accounting I

  BKFN 101

3

0

3

Microeconomics

  BKFN 103

3

0

3

Business Communication

  BKFN 105

3

0

3

Elements of Banking

  BKFN 107

3

0

3

Quantitative Techniques in Finance I

  BKFN 109

3

0

3

Communication Skills I

COS 111

2

0

2

Computer Literacy

CLT 113

1

2

2

TOTAL HOURS FOR THE SEMESTER

18

02

19

YEAR ONE: SEMESTER TWO

COURSE TITLE

COURSE CODE

CREDIT POINTS

T     P      C

Principles of Accounting II

  BKFN 102

3     0      3

Macroeconomics

  BKFN 104

3    0      3

Principles of Management

  BKFN 106

3     0      3

Principles of Marketing

  BKFN 108

3      0     3

Quantitative Techniques in Finance II

  BKFN 110

3     0      3

Communication Skills II

COS 112

2     0      2

African Studies

AFS 114

2     0      2

TOTAL HOURS FOR THE SEMESTER

15   04    19

YEAR TWO: SEMESTER ONE

COURSE TITLE

COURSE CODE

CREDIT POINTS

T       P      C

Banking Information Systems

  BKFN 201

2      2       3

Financial Markets and Institutions

  BKFN 203

2      2      3

Entrepreneurship

ETP 205

2      2       3

Cost Accounting

  BKFN 207

3      0       3

Spreadsheet Applications

CLT 209

1      2       2

Introduction to Finance

  BKFN 211

2      0       3

TOTAL HOURS FOR THE SEMESTER

12    08     17

YEAR TWO: SEMESTER TWO

COURSE TITLE

COURSE CODE

CREDIT POINTS

T      P      C

Law relating to Banking

  BKFN 202

3     0        3

Central Banking

  BKFN 204

3      0       3

Banking Software I

  BKFN 206

1      4       3

Business Finance

  BKFN 208

2      2      3

Computer Networking and Internet Technology

  BKFN 210

2       2      3

Company and Partnership Law

  BKFN 212

2       0      3

TOTAL HOURS FOR THE SEMESTER

13     08     18

YEAR THREE: SEMESTER ONE

COURSE TITLE

COURCE CODE

CREDIT POINTS

T      P       C

Credit Management

  BKFN 301

2

1

3

Banking Operations and Ethics

  BKFN 303

2

1

3

Business Research Methods

  BKFN 305

2

1

3

International Trade Finance

  BKFN 307

2

2

3

Rural Banking and Microfinance

  BKFN 309

1

2

3

Banking Software II

  BKFN 311

1

4

3

TOTAL HOURS FOR THE SEMESTER

10

11

18

YEAR THREE: SEMESTER TWO

COURSE TITLE

COURSE CODE

CREDIT POINTS

Industrial Attachment and Training Report

  BKFN 302

T      P      C

1      4       20

TOTAL HOURS FOR THE SEMESTER

1      4       20

YEAR FOUR: SEMESTER ONE

COURSE TITLE

COURSE CODE

CREDIT POINTS

T

P

C

Investment and Portfolio Management

  BKFN 401

2

2

3

Treasury Management

  BKFN 403

2

2

3

Performance Management and Measurement

  BKFN 405

2

1

3

Electronic Banking

  BKFN 407

2

2

3

Financial Reporting

  BKFN 409

2

2

3

Banking Software III

  BKFN 411

1

4

3

TOTAL HOURS FOR THE SEMESTER

11

13

18

YEAR FOUR: SEMESTER TWO

COURSE TITLE

COURSE CODE

CREDIT POINTS

T

P

C

Financial Statement Analysis

  BKFN 402

2

1

3

Marketing of Financial Services

  BKFN 404

2

1

3

Risk Management in Financial Institutions

  BKFN 406

2

1

3

Financial Econometrics

  BKFN 408

2

1

3

Banking Software IV

  BKFN 410

1

4

3

Project Work

  BKFN 412

2

2

6

TOTAL HOURS FOR THE SEMESTER

11

10

21

NOTE: T = Theory hours (indicating arbitrary theoretical weighting in course delivering).

 P= Practical hours (indicating arbitrary practical weighting in course delivering). 

C= Credit hours (this is not a sum of T and P).